Fur Forecast
Fur Forecast

Know what your pet really costs — before the surprises.

Three free tools, one clear picture: what insuring your breed runs, exactly how much to feed in cups and calories, and the all-in lifetime cost of owning your dog or cat — all modeled from real breed data.

Estimate your pet’s true cost →Insurance by breed

Three tools, one pet

Each does one job well — pick where you are in the journey.

ProtectInsurance by breedA modeled monthly premium for your breed’s risk profile, the conditions that drive it, and where to get real quotes.
  • 171 dog & cat breeds
  • Risk tier + lifetime cost
  • Real insurer quote links
Compare costs →FeedFood portion calculatorDaily calories and cups for your pet’s weight, life stage and activity — with a treat budget and meal split.
  • Vet RER/MER formula
  • Cups + calories per meal
  • Puppy, adult & senior
Calculate portions →NewBudgetTrue cost of ownershipFirst-year, annual and lifetime cost — food, vet, insurance, grooming and supplies — with products to fulfil each line.
  • First-year + lifetime totals
  • Full category breakdown
  • Budget for the whole life
Estimate true cost →
All 171 breeds Cost rankingCompare breeds

Popular breeds

Jump straight to a breed’s insurance outlook, feeding guide and cost breakdown.

French BulldogSmall dog · Higher riskLabrador RetrieverLarge dog · Moderate riskGolden RetrieverLarge dog · Higher riskGerman Shepherd DogLarge dog · Higher riskPoodle (Standard)Large dog · Moderate riskBulldog (English)Medium dog · Higher riskRottweilerLarge dog · Higher riskBeagleSmall dog · Lower riskDachshundSmall dog · Moderate riskGerman Shorthaired PointerLarge dog · Lower riskPembroke Welsh CorgiSmall dog · Moderate riskAustralian ShepherdMedium dog · Lower riskYorkshire TerrierToy dog · Moderate riskCavalier King Charles SpanielSmall dog · Higher riskDoberman PinscherLarge dog · Higher riskBoxerMedium dog · Higher riskShih TzuToy dog · Moderate riskBoston TerrierSmall dog · Moderate risk
All 171 breeds →

Get real quotes

Ad · Fur Forecast may earn a commission from these links, at no cost to you.
QuoteLemonade PetApp-based quotes in minutes, often the lowest base price.Get a quote →QuoteHealthy PawsNo per-incident or lifetime payout caps.Get a quote →QuoteEmbraceCovers genetic & breed-specific conditions; diminishing deductible.Get a quote →QuotePets BestFlexible plans with a direct-to-vet pay option.Get a quote →

Why Fur Forecast

Most “pet insurance by breed” pages are thin listicles, most feeding calculators ignore breed and life stage, and most “cost of a dog” articles are guesses. Fur Forecast models all three from real breed data — size, weight, life expectancy and the conditions each breed is predisposed to — so the numbers actually mean something for your dog or cat.

🐾 171 breeds modeled📊 Published 2024–2025 ranges🩺 Vet RER/MER formula🆓 Free · no signup

Common questions

How much does it cost to own a dog or cat?
It depends on size, breed and where you live, but most owners spend far more than they expect once you add food, routine vet care, prevention, grooming and the occasional emergency. The true cost calculator gives a first-year, annual and lifetime figure for your exact breed.
Is pet insurance worth it?
For breeds predisposed to expensive chronic or hereditary conditions, premiums are usually far less than a single major claim. Fur Forecast flags each breed’s risk tier so you can judge — start with insurance by breed.
How much should I feed my pet?
Use the portion calculator: it applies the veterinary RER/MER formula to your pet’s weight, life stage, neuter status and activity, then converts to cups using your food’s calories.